Mizan is built for Moroccan salaried workers: daily safe-to-spend allowance, payday-aligned budgeting, « Wach N9der ? » purchase simulator, and envelope budgeting. No bank connection required.
Compatible with Android 8.0+ · Version 1.0 live · 100% Free
Can I afford 350 DH for dinner tonight?
Votre marge quotidienne baisse de 27 DH/jour seulement. Vos charges et votre épargne restent 100% protégées jusqu'au 28.
En mettant 1 000 DH de côté le jour de paie, vous atteindrez votre matelas de sécurité sereinement.
CORE FEATURES
Western budgeting apps force 1st-to-31st calendar dates and intrusive bank connections. Mizan was built from the ground up for how salaried life actually works in Morocco.
Know exactly what you can safely spend today without stress.
Avoid the false bank balance trap. Mizan locks away rent, bills, and savings on payday, dividing remaining flexible cash by the days left until your next paycheck.
Simulate an expense before swiping your card.
Enter an upcoming purchase amount: Mizan calculates the ripple effect on your remaining daily allowance until payday and gives an honest, clear verdict.
Envelope budgeting modernized for cashless card spending.
Separate your money into clear categories without opening multiple bank accounts: Fixed Costs, Groceries, Family commitments, and Fun money.
Your financial month starts when your paycheck arrives.
In Morocco, salaries arrive between the 26th and 31st. Mizan resets your budget cycle on your actual payday, not on arbitrary calendar months.
Build financial resilience without depriving yourself.
Down payments, weddings, Aid Al-Adha, or a 3-month safety net: Mizan tracks progress and projects realistic completion dates.
Your financial numbers remain strictly under your control.
No bank login credentials required. Your numbers are encrypted locally and never sold to credit bureaus or advertisers.
POURQUOI MIZAN ?
Les applications bancaires regardent ce qui a déjà été dépensé. Mizan regarde devant vous et protège votre fin de mois.
| Fonctionnalité | Mizan App 🇲🇦 | App bancaire classique | Tableur Excel / Feuilles |
|---|---|---|---|
| Reste à dépenser quotidien en temps réel | Oui (dynamique) | Non (solde brut trompeur) | Calculs manuels fastidieux |
| Simulateur d'achat avant de dépenser | Oui (« Wach N9der ? ») | Non | Non |
| Rythme calé sur le jour de paie réel | Oui (cycle personnalisable) | Mois civil strict | Formules complexes |
| Confidentialité : sans accès au compte bancaire | 100% Privé (zéro identifiant requis) | Accès complet aux comptes | Local |
| Gestion par enveloppes (Loyer, Darte, Courses) | Oui (Poches virtuelles) | Nécessite plusieurs comptes | Manuel |
GET STARTED IN 3 MINUTES
Download the app, set your commitments, and enjoy daily clarity.
Get Mizan for free from the Google Play Store on your Android device in under 30 seconds.
Input your monthly net income, fixed commitments (rent, bills, debt), and your usual payday date.
Open Mizan each morning for your safe daily spending number, and use « Wach N9der ? » before big purchases.
USER TESTIMONIALS
See how Mizan helps people stay out of overdraft and build consistent savings.
“I used to feel rich the first week after payday and panic by the 20th. The daily Safe-to-Spend amount completely solved that problem. Slick and fast app.”
“The Wach N9der simulator is my favourite feature. Whenever I am tempted by an impulse buy, I check it in 5 seconds. Saved me over 1,500 DH last month.”
“Finally an app that does not demand my bank login! My numbers stay completely private, and it syncs right to my salary on the 26th.”
“World-class design quality. The envelope budgeting gives me structure without guilt. Highly recommended to anyone earning a salary in Morocco.”
FREQUENTLY ASKED QUESTIONS
Common questions about setup, privacy, and features.
Yes, Mizan is 100% free to download on the Google Play Store with full access to core features including daily Safe-to-Spend, payday calendar, Wach N9der simulator, and savings envelopes.
No. Mizan deliberately does not require bank credentials. Your banking passwords will never be requested. You keep total control over your information.
On payday, Mizan locks in fixed expenses and goal contributions, dividing flexible remainder across remaining days until next payday. If you spend less today, tomorrow gets automatically bumped up!
Yes, fully. Unlike apps locked to Gregorian calendar months (1st to 31st), Mizan adapts to your actual payday schedule.
The Android version is live on Google Play Store now. An iOS version for iPhone is currently in final testing and will release on the App Store soon.
Your data is encrypted locally on your device. Mizan never sells or shares your personal financial data with third-party advertisers or loan brokers.
Download Mizan for free on Google Play Store and join salaried workers spending with total peace of mind.
100% Gratuit · Sans abonnement · Conforme aux standards de sécurité bancaire
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